Thursday, September 30, 2010

Real Quiet and gun protection

SEPTEMBER 30, 2010

Rest in Peace TONY CURTIS, we knew you well. You had a great run; I enjoyed your work. Thank You.

Real Quiet died Tuesday. He was 15, which is young for a horse to die. He died from injuries he sustained when he fell in his paddock . He had been taken out of his stall at the farm he lived at near Harrisburg, PA and placed in his paddock while his stall was being cleaned. When his handlers, employees of Penn Ridge Farms, came back to retrieve him, he was laying down motionless. It was determined after his death he had fractured his C5 through C9 vertebrae. No one witnessed the fall.

Real Quiet won the 1998 Kentucky Derby and the Preakness over second place finisher Victory Gallop. In the third race of the Triple Crown, the Belmont Stakes, Victory Gallop turned the tables and beat Real Quiet by a nose, thus depriving Real Quiet from becoming a Triple Crown winner. The last Triple Crown winner was in 1978 when Affirmed won all three spring races.

Thoroughbred horses have a lifespan ten years less than other horses. Thoroughbreds typically live to be 20 to 25 years old. Secretariat, often considered the best thoroughbred horse in history, won the Triple Crown in 1973. He lived to be 19, dying in 1989.

Only three year olds are eligible for the Triple Crown races. They are not all the same age, however. Thoroughbred horses born in the Northern Hemisphere are considered a year older on the first of January each year. Thoroughbreds born in the Southern Hemisphere are considered a year older on the first of August each year. Therefore, a horse born in January of 2000 would be three on January 1, 2003, forty months before the May date of the Kentucky Derby. It is always run on the first Saturday in May. If your horse is born in December of 2000, it is also three on January 1, 2003 and would be  30 months old at Kentucky Derby time. Clearly they would not be equally developed muscle wise or mentally. Horse do have personalities and some like crowds, some don’t.

In the Senate race in Illinois, Alexis Giannoulias, the Democratic candidate, has made a big deal about the lies told by the Republican candidate, Mark Kirk. Now, Giannoulias has been caught in his own lie. He took a 2.7 million dollar tax deduction for work done at his family’s bank on his 2007 tax return. This resulted in a tax refund of $25,000.00 to the candidate.. He had previously made a point during his campaign to state he did not work at the bank in 2006; he claimed he left in 2005. Either he lied to the IRS, that gets my vote, or he lied to the citizens if Illinois, that also gets my vote.

Both candidates should be Defendants not candidates.

The 68 year old woman who was terrorized by neighborhood kids, gangs, hoods or idiots, whatever you want to call them in Chicago “Was mad as hell and wasn’t going to take it anymore.” as was said in Network. Good for her. I sincerely hope the Mikey Milquetoasts who run Chicago don’t try to make an example of her for their anti-gun stance and arrest her. She should be given a medal not a fine.

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BRUCE A. BRENNAN







Wednesday, September 29, 2010

Jimmy Carter and the dumbing down of the Chicago Police

SEPTEMBER 29, 2010

The IRS will not mail paper tax returns or instructions to taxpayers any more. The move is expected to save the IRS over 10 million dollars per year. That seems awful low to me. The paper, the ink, the binding, the preparation, the shipping and the postage sounds like it costs more than 10 million dollars. Of course, that is a government figure. They use that new math stuff. Like Jed Clampett said, “They pay in those new kinds of dollars, called million dollars.”

President Carter is in the hospital in Ohio. I wish him a speedy recovery. He is probably suffering from a brain attack after publishing his new book. He thinks he is the greatest President since WWII. He claims he accomplished the most while in office. He must use that new math also. He should stop calling our Presidents names. He would lose that fight if anyone started firing back. Remember the Iranian Hostage crisis, Jimmy? A powerless, stone aged country held this entire country hostage for 444 days. They released the hostages in Iran after Carter was out of office and before Reagan could fuel and arm the jet fighters. Iran gave Carter and this country the finger. We have been paying for it ever since.

Illinois State Representative Jack Franks from Woodstock is often a critic of Governor Quinn and all things Democratic. He recently wrote an article for “The Huffington Post” concerning the inside deals Quinn made in choosing a company to run the state lottery. The plan to lease the lottery to a private company was kept secret until only two bidders were left. Not exactly open bidding. The only entities aware this was going on would be the companies already in that type of business. That precluded any Illinois company from forming a plan and making a bid.

Both companies that submitted bids had done business with the State before. They were known by Quinn. The company Quinn chose already had a lucrative State contract concerning the lottery. The company or its officers and directors had helped Quinn’s campaigns, past campaigns and his current one. I suggest you read the article. This webpage has a link to “The Huffington Post”

Education is a big story this week and month. America seems to be giving lip service to improving education of our youth. This discussion runs in cycles. In six months from now, it will be all forgotten again, at least until the start of the next school year.

An alderman in Chicago has a different spin. He wants to eliminate the requirement that Chicago Police hires have two years of college education. He claims that eliminating this requirement will even the playing field for minorities.

In a time when Homeland Security laws are taking away citizens rights to privacy, the First Amendment, Religion, travel and identification, I do not think is the right time to try some social experiment. Instead of raising the bridge, we should lower the river. I think we should be hiring the best people not the best minorities. Facts establish that nearly 50% of black students in Chicago do not complete high school. When will we have to lower the water again by getting rid of that pesky high school graduation requirement.

As George Washington once said:

            “Be courteous to all, but intimate with few, and let those few be
well tried before you give them your confidence.”


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BRUCE A. BRENNAN


http://www.brucebrennanattorney.com/

Tuesday, September 28, 2010

Asteroids and dead elephants.

SEPEMBER 28, 2010

The following chart came from the website:

                                    http://www.spaceweather.com/

It has some interesting facts, figures and stories. Check it out and you will never miss an atmospheric show again. Potentially Hazardous Asteroids (PHAs), also called Potentially Hazardous Objects (PHOs), are always tracked. If you want to know if and when the world will end as a result of a collision between Earth and a PHA, this is where you will find it. If you would prefer not to know, DO NOT GO TO THIS SITE, especially as we near Halloween.


September 24, 2010 was a bad day to be an elephant in India. Seven elephants were killed by a fast-moving freight train in the eastern part of the country, in a section between two wildlife protection zones. The law calls for trains to slow down when traveling in this area but the law is routinely ignored.

This particular incident happened when two baby elephants walked onto the tracks. A large group of older elephants went onto the tracks to protect the babies and tried to save them from the approaching train. A collision occurred on the full moon lit night that resulted in seven elephants being killed. One of the elephants was dragged nearly a quarter of a mile where it died, four died at the scene and two died hours later from their injuries. The two baby elephants were among the dead.

The tracks were blocked for several hours by a herd of elephants who came to the scene to guard the seven dead elephants and an eighth elephant that was injured bur survived.

Recently, more than twenty elephants have been killed by trains in this area in a little over a year.


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BRUCE A. BRENNAN


Monday, September 27, 2010

The talk part II

SEPTEMBER 27, 2010

Good morning.

There were a couple of things I meant to mention yesterday in my blog. September 26, 2010 was the 50th anniversary of the John Kennedy and Richard Nixon television debate. This was the first televised debate between presidential candidates in history. This changed political campaigning forever not only in this country but in most democratic nations around the world.

September 26, 2010 was also the 50th anniversary for agricultural radio reporter Orion Samuelson broadcasting on WGN radio in Chicago. Mr. Samuelson spent eight years as a radio reporter in Wisconsin before he began his career at WGN. 50 years is a long time for most anything but especially to remain fully employed at the same company. Or in Samuelson has become and is a well respected agricultural journalist. His views and ideas have been sought by every president of the United States since John Kennedy. Orion Samuelson was once offered a cabinet post as secretary of agriculture but he turned it down.

 This is part two of yesterday’s blog. I hope you find it helpful, but please, do use the information, discuss the information or at least think about the information.

Below I have included a questionnaire to be reviewed and filled out by anyone wishing to make significant estate planning decisions. The first part of the form provides is a list of documents and concerns that children should discuss with their parents or perhaps grandparents. A decision should be made as to whether or not any of the important individuals in your life would like to prepare a will, a living will, a power of attorney or a durable power of attorney. Additionally safety thousand boxes and bank accounts should be adjusted so that other parties, presumably children will have access to the sage thousand backs or the bank accounts in the event that an excess is necessary.

As with most of life’s important decisions, an attorney, estate planner and tax advisor should be consulted before proceeding with any change in plans. The internet can also offer plenty of information to answer many questions.

The questionnaire should be completed to have all parties important information in one place for safe keeping. Once completed, copies can be distributed to those who should be in the know. Computers can quit working, be damaged or stolen. The written information should be kept in a safe place such as a safe deposit box or a fire-proof safe at home. In the legal business I send important documents through the mail to my clients with a “safe place” letter explaining these documents should be kept in a safe place with someone, other than you and your wife, knowing where. Someone other than the spouse should know because people die in common accidents or after one dies, the survivor may forget to tell someone else.







ELDER CARE INFO SHEET
DATE:______________________

1.      DURABLE POWER OF ATTORNEY (HEALTH CARE)

2.      POWER OF ATTORNEY (PROPERTY)

3.      WILL

4.      JOINT BANK ACCOUNTS AND SAFE DEPOSIT BOXES (SIGNATURES)

5.      DEEDS

6.      TRUSTS

7.      VEHICLES


8.      ANNUITIES (SUCCESSOR BENEFICIARY)

9.      LIFE INSURANCE (BENEFICIARIES)

10.  HEALTH INSURANCE

11.  BURIAL DIRECTIONS

12.  STOCKS AND BONDS ACCOUNT

13.  PERSONAL HIDING PLACES FOR VALUABLES AT THE HOUSE

14.  BIRTH CERTIFICATES

15.  DEATH CERTIFICATES OF CHILDREN OR SPOUSES

16.  GUNS

17.  COIN, STAMP OR OTHER VALUABLE COLLECTIONS

18.  DISCUSS OBITUARY ITEMS FOR PUBLICATION

PREPARE ONE FOR EACH PERSON i.e. mother and father
NAME: _____________________________________________________
ADDRESS: __________________________________________________
____________________________________________________________
PH. #: ______________________________________________________
SOCIAL SECURITY #: ________________________________________
DATE OF BIRTH: ____________________________________________
MARITAL STATUS: __________________________________________

CHILDREN
NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________


NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

NAME: ______________________________________________________
ADDRESS: ___________________________________________________
_____________________________________________________________
DATE OF BIRTH: _____________________________________________
PH. #: ______________________  SS #: ____________________________

OTHER BENEFICIARIES
1.


2.


3.

ANY OTHER IMPORTANT MATTERS TO THE FAMILY OR ELDER PERSON











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BRUCE A. BRENNAN


http://www.brucebrennanattorney.com/

Sunday, September 26, 2010

An aging society

SEPTEMBER 26, 2010


Unfortunately, we all get old. Before we get old, our parents and grandparents get old. We watch and feel as we age and become less sharp, less nimble, less energetic and less attentive. Our hearing becomes selective or just fails; the eyes become weaker and the glasses become thicker with the preface “bi” or “tri” becoming part of the prescription. Our weight shifts downward after tears of being under gravities pull. The bathroom scale becomes harder to see even though the numbers are getting larger.

Many of us remember Pearl Harbor, the Vietnam War, the Kennedy assassination, Nixon, 9/11, several economic bulls and bears. A few even remember Armistice Day. Most of us were born in this great country. Some were not.

We raised our children,; a few of us buried a child. We all have buried aunts, uncles, grandparents and some parents. We have buried friends and their parents and grandparents. Some have been divorced, more than once for the slow learners. We have seen our children get married or at least live with someone like a married couple. A few just had children with no formalities whatsoever. Our grandchildren have grown and in many cases gotten married or had children of their own.

Some of us have buried our first and even second spouses.

The house has aged with us. Those stairs are harder to climb. The laundry in the basement is a pain. It needs repairs as often as we do. Now, it has let us down by losing value. Our retirement nest egg is not what it used to be.

We see the doctor more often. We see doctors who specialize in things we didn’t know even existed. Movies are all in color. TV shows now contain words and scenes we felt uncomfortable with when watching a movie with our best gal on a Saturday night at the show years ago. Our kids were not allowed to go to those types of movies until they were at least old enough to drive. At least that was our plan.

Crime has always been around but never as violent as it is today. There is also more crime because many things we did years ago, things we viewed as harmless, are now illegal. We used to know the name of the police around our town or neighborhood. We did not have or need police in the schools.

Times don’t change, people do.

Every day we see our parents, grandparents or even our spouse struggle with dally, routine chores or tasks. At some point we have to have that uneasy talk about taking the car keys away or getting hearing aids. Even more important issues, financial issues must be discussed and a plan enacted. Often times older people who live alone are lonely. When the phone rings or they see a number to call to buy the ‘Clapper’, they answer the phone or dial the number just to talk to someone. Before long, our loved ones are being separated from their money.

Tomorrow I will provide a checklist and questionnaire we should use when having that tough talk with our aging loved ones. The questionnaire will be good for everyone to fill out.


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BRUCE A. BRENNAN










Saturday, September 25, 2010

Woman on death row no more.

SEPTEMBER 25, 2010


I wish a few more murderers and rapists lived or at least got caught in Virginia. Virginia put a female to death on Thursday evening. Her name was Teresa Lewis. She was the first woman put to death in the United States 2005 and the first woman Virginia executed since 1912. The 41 year old woman paid two men to kill her husband and stepson in 2002 for $250,000.00 in life insurance proceeds. The life insurance policy covered the stepson.

The stepson entered the United States Army Reserve in 2000, two years before his father married his eventual murderer. When he was called to active duty in 2002 to serve his country, he purchased the life insurance policy. He named his father as the beneficiary. Lewis had to kill the stepson to kick the insurance benefits in. She then had to kill her husband so he was not around to collect the benefits. As the surviving spouse, it is not clear if a Will was involved, she would receive his estate, including the $250,000.00.

Lewis convinced two men to kill her husband and stepson by paying them with sex, drugs and a promise of a portion of the insurance money. She arranged for the men to have sex with her 16 year old daughter in a mall parking lot as part of the payment.

On October 30, 2002, Lewis slept with her husband. The stepson was staying with them in their house trailer. As her husband and stepson slept peacefully in their beds, Lewis let the two other killers into the trailer who shot the men with the two shotguns Lewis had purchased for them.

The two shooters received life in prison. One of them committed suicide in 2006. That saved the State of Virginia a bunch of money.

As with many death row inmates, Lewis found God in prison, although she did practice her religion off and on throughout her life. I didn’t know God was missing or I might have been looking for him myself. Who knew he was living in a Virginia prison

Virginia, which is only behind Texas in the number of executions it performs, received over 7,300 appeals for Lewis’s life. Obviously they were turned down. The Courts refused to intervene. It is good to see the Courts get out of the way. Lewis was convicted and sentenced under Virginia law. The Courts only job is to make sure her Constitutional rights were not infringed. If they weren’t, and they weren’t, the Courts have no business overriding the will of the people. Courts should interpret and enforce the laws, not make the law. That is what we have legislators for. Activist Judges are always trying to make law from the bench when they realize it will not happen at the ballot box. This puts the power of the entire electorate into the hands of one person who is well paid, has excellent benefits, plenty of paid time off and a great pension plan. Not exactly your average Joe 6-pack.

Teresa Lewis was the eleventh woman put to death in the United States since 1976, when the United States Supreme Court reinstated the death penalty. Over 1,200 people have been executed during that time period.

As Halloween approaches, checkout;

                                    http://www.spookyfx4u.com/

It is a good site for Halloween decorations, party decorations and centerpieces for your Halloween party tables. The items are fairly priced and seemingly durable, lasting more than one season.


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BRUCE A. BRENNAN




Friday, September 24, 2010

Government regulation?


SEPTEMBER 24, 2010


I have read this before but I will not guarantee it is accurate

We've all seen statues of famous people who fought famous battles but most people don't know that if the person is featured on a horse, how the horse is positioned tells you a little history about the person. If the horse has both front hooves in the air the person was killed instantly in battle. If one leg is up the person died of wounds received in battle. But, if the horse has all four legs on the ground he was an important part of a famous battle but actually died a natural death.

Cows can be lead upstairs gut they will not go down stairs. The original formula resulted in Coca Cola being green.

It appears the President of Iran is a bigger waste of oxygen than I thought. He spoke at the U.N. yesterday and said something to the effect that everyone knows the United States of America perpetrated the 9/11 attacks to fix our faltering economy. It does not seem to matter to him we were in a pretty robust economic time period on September 11, 2001 at least until the attack or that the hijackers were not American citizens. Several U. N. delegates, including the United States and Great Britain got up and left the room he was speaking in during his speech in a rather sagacious display of “go to hell”. Way to go, folks.

I know murder is illegal. I also know our government has killed and attempted to kill world leaders throughout our history. Why do we have a CIA? Take this imbecile out. It would have been a perfect time while he was in New York City. I think we would survive a little bad press around the world. Hell, half the world hates us anyway. Let’s give them a real reason to hate us.

The U. S. government has finally acted on the drug Avandia, a drug for diabetes. I was prescribed Avandia by my doctor several years ago. Within months, I suffered congestive heart failure. After a week in the hospital, I decided to stop taking the drug, against my doctor’s advice. Five years later, I suffered a stroke. Congestive heart failure and stroke are known side effects of Avandia.

The drug was approved for treatment of type II diabetes in the early 2000s by the FDA. Almost immediately, the drug was getting terrible reviews, being linked to many side effects. The response of the FDA and the manufacturer GlaxoSmithKline was the disease it was treating was worse without the drug than with its use. The drug was approved in an expedited manner. The approval process took less time than the post-approval drug investigation that resulted in its restricted use. Europe banned the drug’s use entirely.

It is obvious the government does not know how to regulate drug and food use and manufacture, the purpose for the FDA to exist. In the last decade, many drugs have been banned or severely restricted after the FDA approved them.

Remember Fen-Phen, for obesity treatment. VIOXX, for arthritis pain. Baycol, for high cholesterol. Bextra, for arthritis. This is just a sample of banned drugs. We also have the food regulation part of this agency. Remember spinach a year or two ago. Eggs this year, Taco Bell tomatoes a few years ago. Numerous meat recalls. The FDA did nothing to stop any of these problems. It did not prevent them. It only got involved after the free market system responded to a problem.

The FDA is sure to reinvent the food pyramid and force restaurants to post calories and other nutritional information. At least we will know how many calories are in the food product we are eating that kills us.

Abraham Lincoln was shot on a Friday, in the head, by a man in a theater who was captured in a warehouse. John F. Kennedy was shot on a Friday, in the head, by a man in a warehouse who was captured in a theater.      

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Have a great weekend.


BRUCE A. BRENNAN




Thursday, September 23, 2010

Dr. Obama is in your house

SEPTEMBER 23, 2010

While listening to the White Sox on the radio on Wednesday afternoon, the play-by-play announcer, Ed Farmer, mentioned Robin Ventura. Ventura attended Oklahoma State and played college baseball. In 1987 he hit safely in 58 consecutive games. That is a Division I college baseball record. According to Ed Farmer, the streak was snapped in a game against Stanford. The pitcher for Stanford was Jack McDowell. Ventura and McDowell were teammates with the Chicago White Sox. Each player started their professional careers and made their Major League debut with the White Sox.

Dr. Obama arrives in your house today. The health care reform act was passed six months ago. Have you noticed the improvement in our countries health care? Today, six significant aspects of the law, officially known as Patient Protection and Affordable Care Act, go into effect. It is only coincidence the provisions will be effective less than six weeks before the November elections. Apparently the Democrats thought, wrongly, this legislation would be popular and give them a boost just in time for election day. Isn’t it amazing a thought, law or idea came out of Congress that did not work as promised.

The provisions that become enforceable law today include;

1.      Children of insured parents can remain on their parents policy until they are 26;

2.      Lifetime caps on benefits and costs of treatments can no longer be imposed on the insured by insurance companies;

3.      Preventive services are now covered;

4.      Insurers cannot deny coverage to children with a pre-existing condition;

5.      Insurance companies must work together and form high-risk pools to cover adults with pre-existing conditions;

6.      Insurance companies can only terminate coverage for customer fraud.

I assume they can terminate coverage for non-payment of premiums.

It will be some time before the impact of these changes in the law will be assessed. Most people believe it will result in higher costs. Common sense leads to that conclusion. Some aspects of the law take actuarial studies out of the equation. Why determine the concept of probabilities when the law forces insurance companies to cover everybody regardless of your historical probability to get a particular disease or you already have a disease.

The health care reform act is a game changer for the insurance industry. Insurance companies are now an arm of the federal government just spreading the wealth from those with it to those without it. Life is not always fair. No matter how hard Washington D. C. tries, you cannot legislate fairness. Forcing you ideas upon a majority of citizens that are against it is not democracy. It is an attempt to be a benevolent monarchy.

President Obama begins his “I want another Nobel Prize” tour today by speaking at the U. N. President Obama spoke there last year and won the Nobel Peace Prize ten days later. This year, he must be looking for the Nobel Prize in medicine by touting his health care reform before the U. N. I do not think he can brag about the two wars he is still waging, poorly, to get another Nobel Peace Prize.

President Lincoln’s secretary was named Kennedy. President Kennedy’s secretary was named Lincoln.


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BRUCE A. BRENNAN